Banking Finance Experts Consensus on Compliance in US Bank Holding Companies: An e-Delphi Study

Enhanced Prudential Standards for Bank Holding Companies and Foreign Banking Organizations

SUMMARY: The Board is adopting amendments to Regulation YY to implement certain of the enhanced prudential standards required to be established under section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act for bank holding companies and foreign banking organizations with total consolidated assets of $50 billion or more. The enhanced prudential standards include risk-based a...

Are Bank Holding Companies a Source of Strength to Their Banking Subsidiaries?

I present evidence that the cross-guarantee authority granted to the FDIC by the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 has unexpectedly strengthened the Federal Reserve's source-of-strength doctrine. In particular, I find that a bank affiliated with a multi-bank holding company is significantly safer than either a stand-alone bank or a bank affiliated with a one-b...

Bank Size, Compliance Costs and Compliance Performance in Community Banking

Full Disclosure: The SEC's Requirements Relating to Bank Holding Companies

Federal secur i t ies laws requ i re that investors in a pub l i c l y t r aded c o m p a n y be fu rn ished w i t h comp le te and t ime l y i n f o rma t i on a b o u t t he f i rm a n d its securi t ies. This ful l d isc losure c o n c e p t is cr i t ical to t he e f f i c iency of our capi ta l markets and t he p r o t e c t i o n of investors. Du r i ng t he 50 years s ince t he secur i t...

Is Corporate Governance Different for Bank Holding Companies?

n the wake of the recent corporate scandals, corporate governance practices have received heightened attention. Shareholders, creditors, regulators, and academics are examining the decision-making process in corporations and other organizations and are proposing changes in governance structures to enhance accountability and efficiency. To the extent that these proposals are based on academic re...